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Moore, Horsford Introduce Bill to Make Health Coverage More Affordable

U.S. Representatives Gwen Moore (WI-04) and Steven Horsford (NV-04) today introduced the Dependent Income Exclusion Act to make health insurance more affordable for working families. The legislation adjusts how the premium tax credit is calculated by excluding income earned by dependents through part-time jobs or participation in job training programs. This adjustment would allow many more families to qualify for the Affordable Care Act (ACA) subsidies and would increase the level of support for those who already receive them.

 “I’m proud to support the Dependent Income Exclusion Act—a smart, compassionate fix that will make health insurance more affordable for working families,” Congresswoman Moore said. “By excluding certain dependent income from subsidy calculations, we can ensure that kids in part-time jobs or training programs don’t inadvertently push their families out of affordable coverage. It’s a commonsense step toward strengthening access to care and supporting upward mobility for the next generation.”

 “No family should be penalized because their child works or pursues a skilled trade while completing their academics,” Congressman Horsford said. “As Nevadans brace for Republican cuts to Medicaid and the end of APTCs, the Dependent Income Exclusion Act offers a very difference vision – one where we pride ourselves on expanding affordable care because it saves lives and spends far fewer tax dollars than allowing millions of vulnerable Americans to become uninsured again.”

The Dependent Income Exclusion Act is proudly endorsed by Protect Our Care.

The introduction of this bill comes amid multiple efforts by President Trump and Congressional Republicans to strip health coverage from working Americans. On May 22, 2025, House Republicans passed their partisan tax and budget reconciliation proposal that would cause roughly 15 million Americans to lose health coverage by 2034.

One of the driving factors behind this projection is the proposal’s omission of an extension of the Advanced Premium Tax Credits (APTC), which are set to expire at the end of 2025. Thanks to House Democrats through the passage of the American Rescue Plan Act and the Inflation Reduction Act, this credit enabled more than 20 million Americans to gain affordable coverage. Allowing them to lapse will strip coverage from approximately five million Americans.