Dear Friend,I am writing to keep you up to date on some exciting updates on student debt relief. I know how a crushing burden of student debt makes it hard for people to build a future for themselves and their families. I am committed to reducing that burden to lower costs for families like yours. Right now, I encourage you to learn more about options for student debt cancellation – and feel free to share this information with your family, friends, co-workers, and neighbors.Despite the setback from the Supreme Court Ruling in 2022 that blocked efforts to cancel student debt, significant progress is being made through four critical steps:Revamping the federal Public Service Loan Forgiveness (PSLF) program. The strengthened PSLF program is bringing $62.5 billion in student debt cancellation to more than 871,000 public servants — including teachers, first responders and firefighters, non-profit workers, and government employees. As of March 2024, 16,410 Wisconsinites have seen $997.4 million relieved under PSLF. If you have served as a teacher, firefighter, government employee, or any other category of public service for 10 years, you may be eligible for PSLF. Find the necessary forms and more information HERE.Cancelling debt for borrowers defrauded by for-profit colleges and universities. The Department of Education has provided student debt cancellation for borrowers who were misled by fraudulent for-profit institutions and took out federal student loans to enroll in them. More than 1.3 million of these borrowers have seen a total of $22.5 billion in student loan debt canceled. Find more information on borrower defense loan discharges HERE.Cancelling debt for borrowers with disabilities. Borrowers with a disability can receive student debt cancellation via a Total and Permanent Disability (TPD) discharge application. More than 513,000 Americans with permanent and total disabilities have seen their loans cancelled, amounting to $11.7 billion. Ready to apply? Visit HERE.Fixing income-driven repayment plans once and for all. For more than one million borrowers, income-driven repayments can be as low as $0 per month and the balance of your debt can be cancelled in 20 years – or as few as 10 years for some borrowers who have already been making payments for a decade. The Saving on a Valuable Education (SAVE) plan is an income-driven repayment (IDR) plan that cuts payments on undergraduate loans in half and brings student loan payments down to as low as $0 per month. Some 930,500 borrowers have saved a total of $45.6 billion through adjustments to IDR payments and the SAVE plan. To apply for a SAVE Plan, click HERE. To learn about the different IDR plans or to apply, click HERE.I hope you will make full use of the student debt cancellation options made available to borrowers by visiting StudentAid.gov to learn more and review your eligibility today. As we continue to navigate the complexities of student debt repayment, staying informed and empowered with knowledge is key to achieving financial wellness. By staying engaged with recent developments, accessing available resources, and advocating for meaningful change, borrowers can work towards a future where student debt is manageable and equitable for all.My Office is Here to HelpAs always, if you have any questions or need assistance, my staff is happy to help you; please don’t hesitate to call my district office at 414-297-1140.Your friend,Gwen
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Gwen Moore

Dear Friend,

I am writing to keep you up to date on some exciting updates on student debt relief. I know how a crushing burden of student debt makes it hard for people to build a future for themselves and their families. I am committed to reducing that burden to lower costs for families like yours.

Right now, I encourage you to learn more about options for student debt cancellation – and feel free to share this information with your family, friends, co-workers, and neighbors.

Despite the setback from the Supreme Court Ruling in 2022 that blocked efforts to cancel student debt, significant progress is being made through four critical steps:

  • Revamping the federal Public Service Loan Forgiveness (PSLF) program. The strengthened PSLF program is bringing $62.5 billion in student debt cancellation to more than 871,000 public servants — including teachers, first responders and firefighters, non-profit workers, and government employees. As of March 2024, 16,410 Wisconsinites have seen $997.4 million relieved under PSLF. If you have served as a teacher, firefighter, government employee, or any other category of public service for 10 years, you may be eligible for PSLF. Find the necessary forms and more information HERE.
  • Cancelling debt for borrowers defrauded by for-profit colleges and universities. The Department of Education has provided student debt cancellation for borrowers who were misled by fraudulent for-profit institutions and took out federal student loans to enroll in them. More than 1.3 million of these borrowers have seen a total of $22.5 billion in student loan debt canceled. Find more information on borrower defense loan discharges HERE.
  • Cancelling debt for borrowers with disabilities. Borrowers with a disability can receive student debt cancellation via a Total and Permanent Disability (TPD) discharge application. More than 513,000 Americans with permanent and total disabilities have seen their loans cancelled, amounting to $11.7 billion. Ready to apply? Visit HERE.
  • Fixing income-driven repayment plans once and for all. For more than one million borrowers, income-driven repayments can be as low as $0 per month and the balance of your debt can be cancelled in 20 years – or as few as 10 years for some borrowers who have already been making payments for a decade. The Saving on a Valuable Education (SAVE) plan is an income-driven repayment (IDR) plan that cuts payments on undergraduate loans in half and brings student loan payments down to as low as $0 per month. Some 930,500 borrowers have saved a total of $45.6 billion through adjustments to IDR payments and the SAVE plan. To apply for a SAVE Plan, click HERE. To learn about the different IDR plans or to apply, click HERE.

I hope you will make full use of the student debt cancellation options made available to borrowers by visiting StudentAid.gov to learn more and review your eligibility today.


As we continue to navigate the complexities of student debt repayment, staying informed and empowered with knowledge is key to achieving financial wellness. By staying engaged with recent developments, accessing available resources, and advocating for meaningful change, borrowers can work towards a future where student debt is manageable and equitable for all.


My Office is Here to Help


As always, if you have any questions or need assistance, my staff is happy to help you; please don’t hesitate to call my district office at 414-297-1140.


Your friend,

Gwen
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